30-Year Fixed Rate Mortgages

30-Year Fixed Rate Mortgages


Fixed Rate Mortgages

A fixed-rate mortgage is traditional mortgage with fixed payments. Locking in a fixed interest rate provides mortgage payment stability and is a great option for budgeting. The traditional fixed-rate mortgage is the ultimate in payment security; since your rate won’t change for the life of your loan, your payment will never increase.

How a 30-Year Fixed Rate Mortgage Works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years.
  • Your payment will not change throughout the life of the loan.
  • Your actual payment will vary based on your situation and the current interest rates when you apply.
  • You can pay your mortgage at any time without pre-payment penalties.

30-year Fixed Rate Mortgage Features

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rates

  • Refinance up to 95% of your primary home’s value

  • Loan amounts from $25,000 to $2,000,000

  • Buy a home with as little as 5% down (primary home)

Whether you have already found your dream home or are still looking, our team of mortgage professionals can help you choose a loan program that aligns with your financial objectives. If you are interested in applying for an FHA loan, you can begin the process by filling out our quick quote form or call to speak with one of our mortgage professionals.

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EquiLane Lending, LLC
3190 S Wadsworth Blvd
Suite 200
Lakewood, CO 80227

(303) 716-3238

MON - FRI  9AM - 5PM